Insurance Guides

Self-Employed & Freelancers

Coverage and savings strategies for 1099 contractors, freelancers and sole proprietors across NC.

ACA & SubsidiesOpen Enrollment & SEPsPlan Types & How to ChooseSelf-Employed & FreelancersSmall Business & EmployersCost & Savings
Self-employed North Carolina business owner comparing affordable health insurance options on a laptop
Self-Employed & Freelancers

Cheapest Health Insurance for the Self-Employed in North Carolina

Why a subsidized marketplace plan is usually the cheapest route for self-employed NC residents, plus Bronze, HSA, and the self-employed premium deduction.

8 min read
North Carolina freelancer enrolling in a health insurance plan at a home office desk
Self-Employed & Freelancers

How to Get Health Insurance When You're Self-Employed in NC

A step-by-step guide for NC freelancers and gig workers: estimate your MAGI, claim subsidies, pick where to enroll, and use the self-employed deduction.

9 min read
Independent 1099 contractor in North Carolina reviewing health insurance plan options at a job site
Self-Employed & Freelancers

Best Health Insurance for 1099 Contractors in North Carolina

How 1099 contractors in NC find the best coverage: ACA marketplace with subsidies vs short-term vs private, and how to estimate variable income.

9 min read